Critical Illness Insurance

Work occupies most of the time in our lives. Unstable working hours, pressure, poor eating habits, lack of exercises are problems that most of the people face.

These lead to increasing trend in critical illnesses like heart disease, and cancer. In addition, there is also a trend of getting such diseases in earlier stages of life. Critical illness cover was originally sold with the intention of providing financial protection to individuals following the diagnosis or treatment of an illness deemed critical.

Features:

1）Insurance Company makes a lump sum cash payment if the policyholder is diagnosed
with one of the critical illnesses listed in the insurance policy. 

2）The schedule of covered critical illnesses varies between insurance companies but
major critical illnesses are covered 

3）For those less severe illnesses like carcinoma in situ, the insurance company may also
pay certain percentage of the sum insured like 10 to 20%. 

4）There is lady protection insurance which cover common critical female illnesses like
Systemic Lupus Erythematosus.

For more information regarding Critical illness insurance, please kindly contact us.