Endowment Insurance

As life expectancy increases, some people may not have sufficient assets or savings to cope with the future living expenses due to the lack of good financial planning. To ensure a better quality of retirement life, other than relying on MPF, a well-structured guarantee return retirement saving plan is also important.

Retirement saving protection plan provides a stable stream of post-working life income for the specified years, just like a regular salary, enable you to enjoy a leisurely and carefree life.

Features: 

● Various options of payment period and retirement income period to fulfill your retirement plan

● Most of the retirement saving protection plans provide guaranteed income as part of the retirement income, which enable customers with a guarantee income stream to support their daily living expenses during the retirement income period

● Some retirement saving protection plans distribute guaranteed cash value and non-guaranteed dividend for policy loan or withdrawal can ease your financial needs even before the retirement income period not yet reached.

For more information regarding Critical illness insurance, please kindly contact your professional financial advisor or contact our IPGWM customer service hotline.